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RVNA Property/Equipment insurance is available to any DJ, KJ or VJ who owns office or business equipment. Business Personal Property replacement cost (new for old) insurance protection, which includes coverage for earthquake.
RVNA Property/Equipment has two coverage options — Business Personal Property/Equipment and Business Media (CD/KD/MP3/Vinyl) Library. Every DJ should have Property/Equipment Insurance.
Business Personal Property/Equipment provides insurance coverage for any office or DJ, KJ, or VJ equipment* against most risks of direct physical damage from any external cause.
Business Media coverage covers a DJs, KJs or VJs CDs, KDs, MP3s and Vinyls* against most risks of direct physical damage from any external cause.
Both coverages are provided on a replacement cost basis (new for old), see your policy for deductible. The policy includes coverage for loss, due to fire, windstorm, theft, earthquake, flood, vandalism and other perils, which are not excluded.
When completing the insurance application, make sure the limit selected is equal to the total replacement value of the items you're insuring. Then, the policy will give you new equipment for old equipment.
*per loss deductible