AD&D/AME Insurance
AD&D/Accident Medical Insurance as low as $7.96/mo.
Accident Medical Insurance.
Available to Quote & Buy online 24/7.
- 12 months of AD&D Coverage anywhere in the US, anytime
- For anyone injured while attending a covered event.
- Available in all 50 states and endorsed by ADJA
- 24/7 Claims Reporting
Included Coverages.
AD&D (Accidental Death and Dismemberment)/AME (Accident Medical Expense) pays the cost of an injured person’s medical expenses up to the limit, without consideration of who is at fault. It can help avoid lawsuits. AD&D/AME Insurance offers limits up to $50,000. AD&D/AME Insurance is a supplement to Event Liability Coverage.
RVNA AD&D/AME covers medical expenses up to the selected limit for anyone injured while attending a covered event. Each accident has a $25 deductible.
The policy period is one calendar year. You may choose the effective date of your policy as it will expire the same day the following year.
Underwriter information and sample policy.
The RVNA DJ insurance program is exclusively administered nationally by R.V. Nuccio & Associates Insurance Brokers, Inc. and is underwritten by an A+ rated insurance company.
Liability Insurance provides medical expense coverage. However, AD&D/AME provides higher limits and broader coverage for out-of-pocket medical expenses. AD&D/AME is a supplement, not a replacement for Liability. Liability and AD&D/AME in combination provide the broadest coverage for DJs. This Coverage is offered by an A+ rated carrier.
RVNA’s Accident Medical coverage is one of the broadest in the country. However, this program has specific exclusions common for AD&D/AME insurance. Please remember the information below is only a summary. It is not all inclusive, nor does it alter or waive any of the actual policy language. Please read your policy.
There is NO coverage, or coverage is excluded for:
- Sickness, disease or infections
- Intentional self-destruction or an attempt at it, or intentional self-inflicted injury while sane or insane (if a Missouri contract, while sane)
- War or an act of war, declared or undeclared
- Air travel unless the insured is a passenger on a regularly scheduled flight of a properly licensed commercial airline
The policy period is one calendar year. You may choose the effective date of your policy as it will expire the same day the following year.
Within the United States.